Credit Builder

Credit Score Simulator

See how different actions can impact your credit score

Scenario Settings

Adjust the sliders to see potential outcomes

Current Credit Score650

Move slider to set your starting score

On-Time Payments (Months)6

How many months of on-time payments?

Credit Utilization (%)30%

Keep below 30% for best results

Debt to Pay Off ($)

How much debt will you pay off?

New Accounts to Open0

Opening too many can hurt your score

Adjust your scenario settings

Then click "Calculate Prediction" to see results